Wealthy Affiliate – My Personal Review

Why Wealthy Affiliate

Whether you are just starting out or if you have been working in online marketing for quite some time, Wealthy Affiliate has the most effective way to train you how to properly build your very own professional online business from scratch.

With the help of my friend we can demonstrate just how Wealthy Affiliate can offer you more than you could ever imagine.

Watch the video below as my friend Jerry demonstrates just what Wealthy Affiliate did for him and will do for you once you join our program.

Video Overview of what Wealthy Affiliate will do for you

Continue reading “Wealthy Affiliate – My Personal Review”

My Personal Review Of CTFO. What is CTFO and Is It Legit?



My Personal Review of CTFO

  • Name:                     CTFO – Changing The Future Outcome
  •  Founder:                Stuart Finger  
  • Co-Founders:      Steve Finger, Michael Kahn
  • Products:               CBD Oils and  products.  CTFO Associate Business                                                  
  • Training:               Yes                                                                                                                      
  • Support:                 Yes                                                                                                               
  • Community:        Yes
  • Price:                       $0 – No monthly fee. Free to Join. No credit card  required              
  • Who Is It For?     Anyone who would like to help people improve their                            health and make money at the same time
  • My Rating:           100% Legit

CTFO – Changing The Future Outcome


review of CTFO


Why Is It Called “Changing the Future Outcome?”

The subtext below the title states, as you see, “positively impacting every aspect of your life.”

Why does it say that?

The reason is that not only can the CBD Oil products really help to improve your health, but by becoming an Associate and telling more people about the products you can also improve your wealth!

I will be going into more detail about this later in this review of CTFO.

 The Founders

The founders really do care that their product is the very best that it can be.

They all have an excellent track record in business, and Stuart Finger states that his passion has always been to help people to succeed.

I refer to the Founders rather than to the owners, because they actually would not claim to be owners. Unlike just about every business owner I have come across they do not take a monthly salary, but they get paid in commissions on a profit-sharing basis just like everyone else in the organisation.

But all the same, they work constantly to improve the Company by continually updating and improving the products and the websites and making everything work to the optimum for their fellow members.

Their main concern is that their products should be of the very best quality and purity possible in order to improve the health of their customers, and they work in collaboration with the manufacturers of their products to make sure that this happens.

You can find out more about the people behind CTFO here

The Products

CTFO CBD Oil is made from Hemp which is grown organically.

review of CTFO

These are small bottles of liquid high-potency, Pure Hemp Oil, sometimes called tinctures, that you take by dropping 1⁄2 dropper full of oil under your tongue once in the morning and once again in the evening.

They can help with a large number of health conditions:

review of CTFO

I have previously written in detail about CTFO CBD Oil, and you can see that here.

You can also see my post about why CTFO CBD Oil is good for your health and good for your wealth 

But CTFO is not just limited to CBD Oils taken as drops sub-lingually (under the tongue)

They also make

  • CBD skin products which have been shown to do amazing things to your skin.
  • Pain relief creams applied topically
  • Products to help with Weight Loss
  • CBD products for Pets

….and many other products.

You can see the range by clicking here and then clicking on “Shop Now” – no obligation!!

Here are just two Testimonials amongst so many more:

“I’m so proud of my wife…..This is her unsolicited testimony….

review of CTFO

I’m taking my life, my health back. Because of CTFO CBD I have been able to end years of pain medications and other medications. I’m feeling better, looking better. Fourty years of not being my normal self, one long lasting, debilitating disease after another, and twenty plus years of living in horrible, out of control pain…Finally I am taking my life back. Without a doubt I know without CTFO CBD this photo would have been impossible. I loved the look my doctors face when I said; I STOPPED TAKING MORPHINE…HERE YOU CAN HAVE THESE BACK.



The reason I became interested in CBD is I was looking for something to help with anxiety and focus. I kept hearing about CBD hemp oil and the benefits so I did research and found CTFO who has high quality organic CBD at wholesale prices.

So far CTFO CBD hemp oil has helped me with less anxiety, greater focus, my inflammation has gone way down with much less muscle/joint pain, and deeper/longer sleep. I can now work out everyday and feel the gain without all the pain. I am so thankful for this product. Jeff G./ Wisconsin”

There are so many more testimonials on Facebook!

CTFO Associate Business

Why Is CTFO So Different?

As you can clearly see from the image above, CTFO is different from just about every other business out there.

Yes, it is an MLM Company, but unlike every MLM that I have come across –

  • There is absolutely NO fee to join and become an Associate
  • The CBD Oils are made from organically grown Hemp and are 100% Pure
  • The Company has the GMP badge for Good Manufacturing Practice
  • There is no minimum purchase in order to be paid commissions
  • You will still be paid commissions even if you do not buy any products yourself
  • All Associates automatically qualify for a payout of 20% of the CV (Commission Volume) on Wednesday of the week following any order.
  • All products are covered by a 60-Day money back Guarantee
  • There are also additional ways to be paid through the unique uni-level matrix system, and in order to qualify for that you do need to make a minimum $47.47 monthly purchase

You can see an overview of the Compensation plan by clicking here and scrolling to the bottom of the page.

Or you can see a video of the Compensation plan here.


Once you have joined, you will get access to the training, which is excellent.

  • The initial Welcome training consists of 5 modules, which will take about an hour to go through and which give you a good idea about CTFO and what it is all about.
  • The Learn as you go training consists of 13 short modules where you will learn everything you need to know in order to go ahead with your business.
  • In the Live Training section you will find replays of recent webinars/trainings.
  • In addition, there are regular training and update calls every Tuesday, and recordings of these are made available if you are not able to listen live.

There is very good Support available which will help you with any problems you may have.


Once you have joined you will be able to join the really helpful Facebook groups, including

CBD education for CTFO Reps

CTFO Testimonials

Also, if you were to join through my link, you will become a member of the get access to the CTFO CBD Hemp Legacy Team and their really helpful and supportive Facebook group.

 Who Is CTFO for

How long is a piece of string?!?

  • CTFO is for anyone who really cares about their own health and that of their family and friends. (Who doesn’t?!?)
  • Anyone who wants to get the very best quality CBD Oils.
  • Anyone who would like to have their own ethical business with great products.
  • CTFO and CBD Oils and products are good for your Health and good for your Wealth
 What I Like About CTFO
  • Unbeatable natural quality and purity of Products
  • CTFO are the only Company which makes the 10xCBD Oil which guarantees the delivery of not only CBD but also CBDA throughout the body. (See more about CBDA)
  • The CBD Oils are made from organically grown Hemp
  • It is free to join.
  • Good Training
  • Good Support.
  • Commissions are paid without the necessity to buy anything.
  • Commissions are paid weekly rather than monthly.
  • 100% of the CV is paid to the Associates on various levels on a profit-sharing basis.
  • Really helpful Facebook communities.
  • On a purely personal level, I love almost all of the products!
What I don’t like about CTFO

As previously stated, this is my personal review of CTFO, and to be perfectly honest there is very little that I do not like about it.  However, there are just two things:

1) The products are not yet available worldwide, although that it in no way the fault of CTFO – rather it is because of the outdated laws and understanding of many countries who still cannot understand that Hemp CBD oil is NOT the same as the Marijuana strain of the Cannabis plant.

2) This is a personal preference – I do not like the fact that one of the extremely effective CBD pain-killing ointments also contains Emu Oil, and I am against the use of animal products. Of course, everyone does not feel the same way as I do.

 So Would I Recommend CTFO and Is It Legit?

100% Yes on both counts!

I would love to know your opinion on CTFO and CBD Oils – please do leave me a comment in the Comments box.

Also, I will happily answer any questions you may have.

Very many thanks for reading this.

what is Wealthy Affiliate University about

If you would like to learn exactly how to make a website like this one and run your own successful business online, check out the great training available at Wealthy Affiliate

What is CTFO and CBD Oil? Good For Your Health & Good For Your Wealth!


What Is CTFO?

Welcome! You have probably arrived on this page because you have heard some of the hype about CTFO, and you want to find out what is CTFO and CBD Oil.

Well, you have come to exactly the right place at exactly the right time!

I am really excited to be able to share this information with you!

CTFO stands for Changing The Future Outcome – of your Health and Wealth.

And there is no doubt that it really can do exactly that!

Read on to find out exactly how….

Continue reading “What is CTFO and CBD Oil? Good For Your Health & Good For Your Wealth!”

What Is The Best Black Friday Offer for Affiliate Marketers?

What Is The Best Black Friday Offer?

what is the best Black Friday offer


You have probably found this website post because you searched “What is the best Black Friday Offer”.

So Welcome!

You may have been intrigued by the fact that “For Affiliate Marketers” was attached to your search. Maybe you already are an Affiliate Marketer, or maybe you have always had at the back of your mind that becoming an Affiliate Marketer might be a way to supplement your income. In either case, you have come to the right place!

However you found this post, I am really happy that you did, and I hope that you will think that this is your lucky day!

So Let’s Get Straight To The Point!

Continue reading “What Is The Best Black Friday Offer for Affiliate Marketers?”

Unmissable Black Friday Deal -Set Up And Run Your Own Business For Just 82 Cents Per Day!

Be Your Own Boss!

If  you have ever dreamed of setting up your own Online business, but thought that  you would never be able to afford to do that, take another look at the title above, stop dreaming and make it happen!

Continue reading “Unmissable Black Friday Deal -Set Up And Run Your Own Business For Just 82 Cents Per Day!”